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Property-and-Casualty exam Dumps Source : Property and Casualty Insurance

Test Code : Property-and-Casualty
Test designation : Property and Casualty Insurance
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: 311 real Questions

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Marsha P. Johnson: Transgender hero of Stonewall riots at last receives her due | real Questions and Pass4sure dumps

A featurette on the inclusion of real-existence homosexual activist Marsha P. Johnson in 'Stonewall.' Roadside sights

Marsha P. Johnson become no longer smartly frequent utter the passage through her life. but in death, her legacy is stamped indelibly onto the rainbow delight flag.

The transgender activist turned into among a group of blacks who in the Nineteen Sixties stood on the entrance lines of the LGBT liberation movement and is now receiving overdue credit for her trailblazing role.

Johnson, who situated one of the first companies to tender protection to transgender youth, turned into an outspoken device in capacious apple’s Greenwich Village.

“for so lengthy, the position that people dote Marsha played turned into dismissed,” says Marisa Richmond, a trans scholar who teaches heritage at seat Tennessee situation school. “the world is extra open, welcoming and inclusive than it changed into 50 years ago. Her efforts helped invent that occur.”

Marsha P. Johnson famed she on no account threw the primary brick that utter started the riots at a homosexual bar in ny called the Stonewall inn, which police raided in June 1969. however she changed into a fragment of the “forefront” that resisted police utter the passage through the demonstrations. (picture: Netflix)

Johnson changed into fragment of the “forefront” that resisted police during the Stonewall riots — demonstrations that followed a raid on the Stonewall resort, a gay bar in the Village, on June 28, 1969, in keeping with the 2010 publication "Stonewall", written by LGBT historian David Carter.

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on the time, manhattan refused to accouter licenses to bars that served gays, which allowed police to enter Stonewall with a warrant. They arrested 13 people.

“the vast majority of americans at Stonewall had been either drag queens or gay men of colour,” Titus Montalvo, a hairdresser and makeup artist who turned into 16 on the time, advised u . s . a . today.

The incident grew to become a rallying weep for the nascent homosexual rights circulate.

Many within the LGBT community credit Johnson for throwing the primary brick or shot glass that sparked the riots. Johnson observed she didn’t arrive at the bar until rioting become underway. having said that, her role is hailed.

Her shimmering robes, red plastic exorbitant heels and floral headdresses made trans activist Marsha P. Johnson a muse of pop artist Andy Warhol. (photo: Randolfe Wicker)

“There are a lot of different money owed of what she did during the riots,” says Michael Boucai, associate professor of law on the tuition at Buffalo college of law who reports LGBTQ rights and historical past. “The consensus is that she did climb a lamppost and cast a extremely ponderous object that changed into in a bag and shattered a police (automobile) window.”

right here year, Johnson and a detailed buddy, Sylvia Rivera, founded the trans-adolescence solid celebrity — street Transvestite (now Transgender) motion Revolutionaries — that housed and fed homeless youths.

Donald Bell of Chicago, a former dean of scholars at several colleges, says Stonewall called attention to a bunch of individuals who lacked primary civil rights. “That’s why Marsha’s visibility and advocacy continue to subsist essential,” he says. “She and a number of others who lived on the intersection between racism and homophobia were political agitators that helped help the mind-set of society.”

Marsha P. Johnson changed into born Malcolm Michaels in Elizabeth, N.J., in 1945. (image: Raldolfe Wicker)

Marsha P. Johnson turned into born Malcolm Michaels in Elizabeth, N.J., in 1945. She observed the “P” in her designation stood for “Pay-it-no-intellect.”

often draped in shimmering robes, red plastic high heels and floral headdresses, she became a muse of pop artist Andy Warhol and has been the district of several films, together with a 2017 Netflix documentary, "The dying and lifetime of Marsha P. Johnson."

“When he acquired off the bus, utter and sundry would note,” says Al Michaels, Johnson’s nephew, who grew up calling Johnson “Uncle Mikey.”

“We’d subsist enjoying soccer within the streets as children,” Michaels recalls. “soon as he became the nook, he’d acquire on fruit, a huge hat with flora.”

After Stonewall, Johnson joined the gay liberation front. in the Nineteen Eighties, she grew to subsist an outspoken activist with the AIDS charity ACT UP.

She died in 1992 at age 46. Her build was create in the Hudson River six days after she was stated lacking. Police dominated Johnson’s dying a suicide, which contributors of the native homosexual neighborhood disputed. In 2012, authorities reopened the investigation into her demise, which is soundless unsolved, in keeping with her nephew.

After the Stonewall riots, Marsha P. Johnson joined the homosexual liberation front and co-centered a company to residence homeless transgender adolescence. in the Nineteen Eighties, she grew to subsist an outspoken activist with the AIDS charity ACT UP. (image: Raldolfe Wicker)

Johnson’s death attracted scant media attention on the time, however her life and contributions were celebrated in contemporaneous years. In 2018, The capacious apple instances posted a plenary obituary on her significance within the LGBT liberation circulate.

“The fiftieth anniversary of Stonewall is coming up this June. I’m hoping that this time, trans americans and americans of color are front and middle in the local pride celebrations,” Richmond says. “in spite of everything, they had been there from the very starting.”

comply with us of a these days Reporter Dalvin Brown on Twitter @Dalvin_Brown



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U.P. county sued after prison bars man from wearing simulated leg | real Questions and Pass4sure dumps

SAULT STE. MARIE, MI – a man says an upper Peninsula county violated his rights when the reformatory refused

to enable him to build on his synthetic leg throughout a three-day reside.

The linked Press reviews that Ralf Keller of Sault Ste. Marie has filed a lawsuit in federal court docket against Chippewa County commissioners and the sheriff's branch.

He says his rights blanketed by passage of the federal incapacity legislation had been violated when he changed into being held in reformatory in 2016 for a non-violent depend.

The lawsuit describes him as a "small, frail, non-violent man" whose prosthetic left leg posed no chance to other americans in penitentiary, based on the linked Press.

Attorneys for Chippewa County snarl the prison had "authentic explanations" to seize Keller's leg.

The lawsuit seeks a money award of more than $seventy five,000, the linked Press pronounced.

S&P enhancements Murray power on Debt Buybacks however Warns of repayment possibility | real Questions and Pass4sure dumps

S&P international scores upgraded Murray energy Corp.‘s credit standing to CCC+ from SD, or selective default, citing the coal miner’s competence to purchase up some of its junior debt in the open market at deep discounts.

Murray power nevertheless faces a probable cash crunch in two years when it exigency to repay $407 million in debt coming due, the ranking agency mentioned on Tuesday.


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Property and Casualty Insurance

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Japan Property & Casualty Insurance Market Outlook, 2019-2024 – | real questions and Pass4sure dumps

DUBLIN--(BUSINESS WIRE)-- The "Japan Property & Casualty Insurance Market - Growth, Trends, and Forecast (2019 - 2024)" report has been added to's offering.

The Japanese property and casualty insurance industry is one of the largest industries in the world. Japanese property and casualty insurers likewise acquire very tenacious sublimits, which confine the amount of coverage available to cover a specific character of loss.

Above forty-five property and casualty insurance companies currently operate in Japan. However, the market is actually an oligopoly of three big groups, known as the mega P&C insurance groups.

The largest private property and casualty insurers in the country are Tokio Marine, Sompo Japan, a unit of NKSJ Holdings, and Mitsui Sumitomo and Aioi, fragment of MS & AD Insurance Group. Insurance agencies are the main sales channel and they account for 91.4% of net premiums written for the primary insurance business.

Key Market Trends

Growing Automobile Insurance

Motor insurance demand is expected to decline in the long run due to the shrinking population and well developed public transportation system in Japan. The evolution of autonomous driving technologies will likely expand the demand for product liability insurance, telematics automobile products, as well as cyber protection.

Property Insurance

The types of property insurance in Japan are:

  • Fire insurance
  • Earthquake insurance
  • Landlord insurance
  • In 2018, fire insurance generally accounted for 15% of the total premium income in the fiscal year ended 31 March 2017, making it the second biggest industry line after auto insurance. However, the industry is the least profitable among the major lines of business, and has generated underwriting losses for many years.

    Competitive Landscape

    The report covers major international players operating in the Japanese property and casualty market. In terms of market share, few of the major players currently dominate the market. However, with technological advancement and product innovation, mid-size to smaller companies are increasing their market presence by securing fresh contracts and by tapping fresh markets.

    Key Topics Covered

    1 Introduction1.1 Scope of the Market1.2 Market Definition1.3 Executive Summary

    2 Research Methodology2.1 Study Deliverables2.2 Study Assumptions2.3 Analysis Methodology2.4 Research Phases

    3 Market Insights3.1 Market Overview3.2 Government Regulations3.3 Digital Trends Shaping the Insurance Industry3.4 Insights on the Economic Performance of Japan

    4 Market Dynamics4.1 Drivers4.2 Restraints4.3 Opportunities4.4 high Insurance Fraud4.5 Distribution Channels

    5 Market Segmentation5.1 Automobile Insurance5.2 Freight Insurance5.3 Fire Insurance5.4 Personal Accident5.5 Marine and Inland Transit5.6 heterogeneous Casualty5.7 Other Non-life Insurance5.8 general Liability Insurance

    6 Competitive Landscape6.1 Market Competition Overview6.2 Company Profiles6.2.1 Tokio Marine & Nichido Fire Insurance Co. Ltd.6.2.2 Sompo Japan Nipponkoa Insurance Inc.6.2.3 Rakuten general Insurance Co. Ltd.6.2.4 MS&AD Insurance Group Holdings Inc.6.2.5 SAISON Automobile & Fire Insurance Co. Ltd.6.2.6 SECOM general Insurance Co. Ltd.6.2.7 Hitachi Capital Insurance Corporation.6.2.8 Nisshin Fire & Marine Insurance Co. Ltd.6.2.9 Kyoei Fire & Marine Insurance Co. Ltd.6.2.10 Mitsui Direct general Insurance Co. Ltd.6.2.11 Toa Reinsurance Company, Limited6.2.12 Other Companies6.3 Summary of Key and energetic Local Players in the Market

    7 Investment Analysis

    8 Future of the Market

    For more information about this report visit

    Laura Wood, Senior Press Manager

    [email protected]

    For E.S.T Office Hours convoke 1-917-300-0470

    For U.S./CAN Toll Free convoke 1-800-526-8630

    For GMT Office Hours convoke +353-1-416-8900

    Related Topics: Property Insurance

    Source: Research and Markets

    State Auto Insurance Chooses Cape Analytics to Deliver AI-Based, Aerial Property Intelligence | real questions and Pass4sure dumps

    MOUNTAIN VIEW, Calif.--(BUSINESS WIRE)--Mar 26, 2019--Today, Cape Analytics is announcing situation Automobile Mutual Insurance Company (State Auto), a leading digital provider of property and casualty insurance, is now a fully-deployed Cape Analytics customer. situation Auto is using the Cape Analytics product as a property intelligence solution for its homeowner insurance offering, in order to invent better risk decisions, help customer experience, and streamline underwriting.

    Cape Analytics is providing situation Auto with the most comprehensive, timely, and accurate property information available, by leveraging aerial imagery and breakthrough simulated intelligence. The integration of Cape Analytics into situation Auto’s insurance workflow is one fragment of situation Auto’s mission to provide the best practicable digital experience to its agents and customers. With Cape’s addition to the situation Auto technology platform, situation Auto customers can continue to await competitive and accurate policy pricing, while allowing agents to hunt information from homeowners fewer time-consuming questions when providing a quote.

    “Our partnership with Cape Analytics has helped us gain aplomb in their fully automated underwriting process, by providing us fresh insights into the homes we’re insuring,” said situation Auto President and CEO Mike LaRocco. “As a result, independent agents are able to expend more time offering the advice and counsel that makes them so valuable.”

    “After working together very closely, they are thrilled that situation Auto is a fully deployed customer and has create value in Cape Analytics’ property intelligence solution,” said Ryan Kottenstette, CEO at Cape Analytics. “Our risk-relevant information can empower insurers to reimagine how they run their business, help customer experience, and even befriend them enact innovative practices dote automated underwriting or pre-underwriting regions for proactive risk selection.”

    Cape Analytics is the only solution available that offers comprehensive and accurate intelligence at time of quote, with the hasten and breadth necessary to fundamentally help underwriting processes. With Cape, situation Auto can now instantly access contextualized intelligence related to their portfolio as well as comparative property data at the local and national level.

    Cape Analytics’ property intelligence is derived by applying cutting-edge computer vision and deep learning algorithms to geospatial imagery and includes a targeted selection of rigorously-developed property attributes and loss-predictive signals such as Roof Condition Rating. This innovative offering is practicable due to Cape Analytics’ global team of computer vision and data science PhDs, paired with leading industry expertise related to property risk.

    About Cape Analytics

    Cape Analytics was established in 2014 to revolutionize the passage property information is created and used. The company leverages geospatial imagery, computer vision, and machine learning to instantly and automatically extract proprietary property data for insurance carriers and other property stakeholders. Cape Analytics establishes a fresh category of property data, offering immediacy and coverage comparable to pre-filled data, but with accuracy and detail that previously required time-consuming in-person inspection reports. Cape Analytics seamlessly integrates into carrier quote engines via API.

    About situation Auto

    State Automobile Mutual Insurance Company, headquartered in Columbus, Ohio, is a super regional property and casualty insurance holding company. The company is primarily engaged in writing personal and industry insurance products exclusively through independent insurance agencies in 33 states and is disdainful to subsist a Trusted Choice® company partner.

    State Automobile Mutual is fragment of the situation Auto Group, which is rated A- (Excellent) by the A.M. Best Company and includes situation Automobile Mutual, situation Auto financial Corporation, situation Auto Property & Casualty, situation Auto Ohio, situation Auto Wisconsin, Milbank, Meridian Security, Patrons Mutual, Rockhill Insurance, Plaza Insurance, American Compensation and Bloomington Compensation. Additional information can subsist create online at

    View source version on

    CONTACT: Kayvan Farzaneh

    Head of Marketing

    Cape Analytics

    Kayvan@capeanalytics.comKyle Anderson

    Director of Communications

    State Auto



    SOURCE: Cape Analytics

    Copyright industry Wire 2019.

    PUB: 03/26/2019 09:00 AM/DISC: 03/26/2019 09:00 AM

    Copyright industry Wire 2019.

    NFP Acquires BD Capital Partners LLC, Leader in Property and Casualty… | real questions and Pass4sure dumps

    “The team’s years of experience and deep industry relationships will strengthen and extend their insurance offerings to clients,” said Mike Schneider, president of NFP’s Central region.

    NEW YORK (PRWEB)March 18, 2019

    NFP, a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual solutions, today announced that it has acquired BD Capital Partners LLC. The transaction closed efficient December 1, 2018.

    Headquartered in Mason, Ohio, BD Capital is an insurance broker that offers property and casualty solutions to clients across the Midwest. BD Capital serves as a trusted advisor in designing personalized insurance solutions to meet clients’ needs. Former principals Brian youthful and Dave Hollenbaugh will relate NFP as senior vice presidents, reporting to Mike Schneider, president of NFP’s Central region.

    “We are thrilled to welcome Brian, Dave and the entire BD Capital team to the NFP family,” said Schneider. “The team’s years of experience and deep industry relationships will strengthen and extend their insurance offerings to clients.”

    “NFP’s commitment to helping clients achieve their goals made this an attractive choice for us,” said Young. “We are excited to add to NFP’s broader spectrum of expertise, but they likewise note this as an exemplar break to deliver more value to their clients through their local presence and access to the reach, resources and capabilities of a national firm.”

    About NFP

    NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement and individual solutions through their licensed subsidiaries and affiliates. Their expertise is matched by their commitment to each client’s goals and is enhanced by their investments in innovative technologies in the insurance brokerage and consulting space.

    NFP has more than 4,700 employees and global capabilities. Their expansive achieve gives us access to highly rated insurers, vendors and financial institutions in the industry, while their locally based employees tailor each solution to meet their clients’ needs. We’ve become one of the largest insurance brokerage, consulting and wealth management firms by pile enduring relationships with their clients and helping them realize their goals.

    Recently NFP was named the 2nd largest retirement device aggregator firm, as ranked by Investment News; the 5th largest US-based privately owned broker, the 6th largest benefits broker by global revenue and the 7th best location to labor in insurance by industry Insurance; the 10th largest property and casualty agency by total 2017 P&C revenue and the 10th largest commercial lines agency by total 2017 P&C and commercial lines revenue by Insurance Journal; the 11th largest broker of US industry by industry Insurance; and the 12th largest global insurance broker by Best’s Review.

    For more information, visit

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    MORGAN Studio

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