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Test Code : 1Z0-415
Test appellation : Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials
Vendor appellation : Oracle
: 82 actual Questions

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Oracle Oracle FLEXCUBE Universal Banking

Debub global monetary institution Deploys Oracle FLEXCUBE regularly occurring Banking to Underpin formidable expansion Plans

WASHINGTON, DC, Mar 25, 2015 (Marketwired via COMTEX) -- ORACLE trade connect -- these days centered Debub global bank (DGB) has become the newest monetary institution in Africa to select Oracle ORCL, +0.fifty nine% options to underpin their growth plans. The monetary institution can subsist deploying Oracle FLEXCUBE widely wide-spread Banking, Oracle's SPARC T5-2 server, and Oracle's StorageTek storage solutions to obtain its vision of fitting finest-in-category within Africa's banking business. The hardware and application reply offers the basis on which DGB can roll out its "anyplace, Any branch" go-channel strategy.

"With some of the quickest becoming economies in Africa and the entry of bold avid gamers equivalent to Debub world bank into the finance sector, Ethiopia has the talents to become centered as a leading economic middle in the area," mentioned Sonny Singh, senior vp and simple supervisor, Oracle fiscal features. "by working Oracle FLEXCUBE on Oracle servers with Oracle StorageTek tape and SAN storage, DGB has a powerful, scalable groundwork to support its growth plans and execute its 'any place, Any department' approach throughout channels."

With Oracle FLEXCUBE, DGB will profit from consolidated consumer and product particulars across everyone banking departments. The amalgam of Oracle FLEXCUBE utility with Oracle hardware will befriend the monetary institution give protection to its records, chop back its operational fees and augment time to market as well as bring an improved consumer suffer with anyplace, every time banking. additionally, Oracle Solaris is ideal for the banking industry, with security features designed to readily meet and document compliance with industry requirements duties. Oracle FLEXCUBE supports funds, retail, minuscule and medium-dimension enterprise loans, trade finance, and treasury choices.

As allotment of the rollout, Oracle Consulting capabilities and BFSI Consulting, a Gold stage member of the Oracle PartnerNetwork, will support DGB with its implementation.

"we now possess a scalable and trustworthy groundwork to recognise their vision of fitting a most desirable-in-class bank in Africa," famous Aman Semir, IT director and CBS undertaking supervisor, Debub international bank S.C. "Debub world bank has converted its legacy platform to enrich the consumer suffer with quicker time to market of latest, tailor-made product choices and pressure exponential customer growth. Oracle's items will continue to serve as the backbone of their monetary institution's IT infrastructure and system options."

more information To gain learning of extra about Oracle monetary functions or Oracle FLEXCUBE, supervene @OracleFS, unite the Oracle economic functions facebook neighborhood, or read the Oracle monetary capabilities blog. To study greater about Oracle Hardware subsist allotment of the Oracle Hardware facebook group or read the Oracle Hardware weblog.

About Oracle Oracle engineers hardware and software to toil together within the cloud and in your information center. For extra assistance about Oracle ORCL, +0.59% seek advice from

trademarks Oracle and Java are registered emblems of Oracle and/or its affiliates. different names may well subsist logos of their respective house owners.

Contact data Valerie Beaudett Oracle +1.650.four hundred.7833 email Contact Mary Tobin O'Keeffe and business +1.503.658.7396 email Contact

source: Oracle organization

(C) 2015 Marketwire L.P. everyone rights reserved.

Iraq’s Rafidain monetary institution revamps tech with Oracle

unique. Iraq’s greatest monetary institution, Rafidain bank, is thought to subsist imposing a suite of recent Oracle application.

Oracle is on a roll-acle!

These encompass Oracle Flexcube regularly occurring Banking for core banking, Oracle Banking Digital suffer for its digital channels, and Oracle Banking payments.

according to FinTech Futures’ sources, the deal become signed final yr.

It is known the new tech will change Finastra’s Fusionbanking core banking device.

Rafidain is a protracted-standing client of Finastra, formerly Misys. It used its legacy Bankmaster outfit for a long time, and in 2012 signed to upgrade to Fusionbanking.

Oracle says “a leading Iraqi monetary institution” has chosen to implement these solutions in its Q2 2019 fiscal results document, although the identify wasn’t printed.

Neither the monetary institution nor Oracle possess replied to their observation requests.

past this month, Rafidain monetary institution expressed its readiness to set up branches in Iran, talked about Secretary customary of Iran-Iraq Chamber Hamid Hosseini, in line with the Tehran times.

currently, FinTech Futures suggested that Banco Votorantim in Brazil, Ghazanfar monetary institution in Afghanistan, Prince monetary institution in Cambodia, and FEDinvest in Albania had been enforcing Oracle FSS’s Flexcube core banking device.

Oracle Receives SWIFTReady funds Label 2012 for Oracle FLEXCUBE measure Banking free up 12.0

REDWOOD SHORES, CA--(Marketwire - Oct 29, 2012) - SIBOS OSAKA - Oracle ( NASDAQ : ORCL )

news facts

  • nowadays at SIBOS, the monetary capabilities business's premier global convention, Oracle introduced that Oracle FLEXCUBE customary Banking 12.0 has obtained the SWIFTReady funds Label 2012.
  • The SWIFTReady payments label certifies core banking or funds purposes that permit the initiation, era, processing and constrict of inter-financial institution funds. items must betray compliance with SWIFT requisites, messaging services, and connectivity; integrate successfully within the SWIFT atmosphere; raise site visitors automation; and aid Straight via Processing (STP).
  • SWIFT, which materials comfy messaging features and interface application to wholesale fiscal entities, runs an annual software for identifying the SWIFT-compliance of third-party software applications throughout everyone monetary services market segments.
  • The SWIFTReady label application helps to foster options that are compliant with the enterprise and technical necessities of the monetary industry and permit more productive transaction processing.
  • along with this certification, Oracle has moreover made obtainable enhancements to Oracle FLEXCUBE for mobile banking in addition to mortgage originations.
  • assisting Quote

  • "featuring full carrier funds capabilities with more desirable expense of heterosexual although Processing (STP) mixed with powerful exception management potential is vital for banks globally. The SWIFTReady imbue Label 2012 indicates latest and prospective valued clientele that Oracle FLEXCUBE commonplace Banking helps the newest SWIFT funds requisites and might with no pains integrate with the SWIFT atmosphere. Oracle's relationship with SWIFT demonstrates their commitment to adhering to business standards as they continue to strengthen solutions that support monetary functions organizations tackle exigent and ever-changing business challenges," observed Chet Kamat, CEO and Managing Director, Oracle economic functions utility.
  • supporting substances

    About Oracle Oracle engineers hardware and utility to toil collectively within the cloud and to your records core. For extra guidance about Oracle ( NASDAQ : ORCL ), argue with

    About Oracle in Industries Oracle trade solutions leverage the company's finest-in-classification portfolio of items to ply intricate enterprise tactics imperative to fiscal capabilities, assisting precipitate time to market, chop back costs, and gain a competitive side.

    logos Oracle and Java are registered logos of Oracle and/or its affiliates. different names may subsist emblems of their respective homeowners.

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    8x8, Inc. (EGHT)

    No result found, try new keyword!Securities registered pursuant to Section 12(g) of the Act: no one witness by check result if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YES x NO ¨ ...

    Forget politics, they may requisite a Tax Commission

    No more muddling through. No more potholing. No more ad hockery. It may subsist time to account forming a new and fiercely independent Tax Commission, writes John Hewson.

    Australia needs to achieve genuine and sustainable tax and transfer reform. But how can that chance in what has become an extremely short-term-focused, adversarial policy and political environment?

    If governments are left to muddle on pretty much as in the past, the tax and transfer system threatens to become even more dysfunctional.

    Yet, both sides of politics appear to possess severely constrained their options and capacity to respond already. Both are opposed to any change to the GST, housing or superannuation (the sizable concession areas) and both are committed to reducing personal and company taxation, even in the physiognomy of increasing demands for public services.

    I believe this situation now calls for a "big" package, calling for some "big" and "decisive" new thinking.

    A sizeable "tax mix" switch probably will subsist fundamental, with a dart away from corporate taxes to (say) a business spending tax and an increased GST that is extended across everyone expenditure, as well as expanded land taxes, funding a reform of personal taxation and the abolition of a host of the most inefficient taxes, to mention only the likely key elements.

    Other improvements include a sizable step forward in terms of simplification, a stagy improvement in efficiency, a sizeable adjustment to inequality and a new tax and transfer system that clearly recognises the magnitude and significance of the policy challenges ahead of us. No more muddling through. No more potholing. No more ad hockery.

    The Abbott Government has cast its commitment to a White Paper review process in terms of wanting to "finish the job that the Henry Review started". Many, probably the most hopeful, possess interpreted this to add up to a desire to mull over and to sift through the remaining recommendations of the Henry Review, with a view to putting together a reform "package" that could subsist taken to the next election.

    However, is such a process consistent with the likely politics of the period? Even if a viable tax and transfer package could subsist finalised before the next election, how much of it would possess to subsist "compromised" as the politics unfold? Or, to pose the question another way, how can politics subsist kept out of the process?

    First, and foremost, there is a requisite for political leadership. Indeed, very tough and persuasive leadership might subsist enough in itself to drive through reform. However, what is really needed is for someone to "own" and "drive" the reform process, to set the agenda, to control the evolution and explanation or selling of the detail, to challenge others to drop in behind, in support, and to manage the delivery.

    Unfortunately, there are not many examples of this sort of leadership or capacity in the nation's parliaments. Rudd came close in his early days but he baulked at the last, double-dissolution hurdle. The reform and the constituency for a significant policy change was not only lost, but so too was his prime ministership.

    Second, a political leader needs other "champions" to back the cause, from academia and from others across the community who are not just pushing their own vested interests.

    Third, it is valuable to recognise a significant constraint on pile a constituency for reform. Nearly everyone the changes will possess winners and losers, yet in Australia's political system, the losers mind to subsist more vocal than the winners, while the winners are more sceptical. It should subsist obvious, but the key problem in pile a case for tax reform is convincing the potential winners that reform will lead to higher income and higher investment.

    Finally, there is a requisite for longer term, structural thinking and planning. For governments, this calls for thinking beyond the forward estimates and the next election. For political oppositions, it means rising above the negativity and short-term, opportunistic pointscoring in order to account the national interest.

    Too much to ask, you say? Short-termism, and particularly short-term politics, will inevitably win out! OK, let us fade to the other extreme and pose the question of whether it is inconceivable that the Abbott White Paper might consider, given the overwhelming importance of the tax and transfer system and the likely fierce, negative politics against whatever will subsist proposed, that it would effect more sense to account the establishment of an independent, permanent, Tax Commission, an institution designed to subsist "beyond politics".

    Given the constraints of Australia's three levels of government the nature and role of such a Commission would requisite to subsist carefully particular and negotiated.

    At one level, it simply could subsist empowered to provide fiercely independent advice to governments as to the key elements of a reform package, based on capacities and funding to seek submissions, commission essential research etc - a Productivity Commission-type role. At the extreme, it could subsist truly independent of governments, with powers, in consultation with governments but only topic to broad parliamentary oversight, to analyse, develop, educate and deliver the reform package(s) it believes necessary over the next several decades - a Reserve Bank-type role.

    You might asseverate too extreme? I can remember sitting in the Monetary Policy Committee meetings of the Fraser Cabinet, day in, day out, watching a controlling group of farmers setting interest rates (official and bank) and Australia's exchange rate, as a matter of their agrarian politics, when it seemed a far whimper to imagine an independent RBA with the power and responsibility to set the official interest rate and to intervene in exchange markets, as they believed necessary. But, it happened.

    There are a couple of points to ruminate in considering the possibility of a Tax Commission. Is genuine tax and transfer reform too valuable to subsist left to politicians? Are interest rates or tax and transfers more valuable to the economy affecting forward?

    Assuming that Abbott wants to subsist remembered for a couple of key achievements in his Prime Ministership, it is hard to imagine a more lasting legacy than genuine, innovative tax and transfer reform.

    This piece is extracted from John Hewson's paper for the Crawford-based journal Asia and the Pacific Policy Studies.

    John Hewson is a professor in the Tax and Transfer Policy Institute at the Australian National University's Crawford School of Public Policy. He is moreover the former leader of the handsome Party and the federal opposition. View his full profile here.

    “i-flex will continue to support non-Oracle platforms”

    Having started with a million dollar investment, i-flex-founded in 1992 asa spin-off from Citigroup-is a provider of core banking, analytics and lendingsoftware and services to the BFSI industry globally. Now valued at a billiondollar much has been written about i-flex’s success as the world’s #1 corebanking software company. With Oracle acquiring 41% stakes in the company, i-flexcontinues to draw media attention. In an interview with Minu Sirsalewala ofDataquest, the company’s CEO-India Operations and CFO, Deepak Ghaisas, talksabout how the acquisition will prove beneficial to the players involved and thestrategy ahead. Excerpts:

    After the recent acquisition by Oracle, has there been achange in business strategy at i-flex? Oracle acquired Citigroup’s 41% equity interest in i-flex, and alsoannounced an open offer to purchase up to an additional 20% ownership interestin the company. Following regulatory clearances, Oracle is expected to becomethe majority shareholder of i-flex through these transactions. The acquisitionwas more as a business partnership to leverage on the brand and products of bothcompanies involved. There is no new business strategy or revision of strategyafter the acquisition. They are looking at leveraging on the over 8,500relationships that Oracle has with banks across the world. i-flex will continueto operate under current management and remain a publicly traded company. Byaligning the talents of both organizations, they will subsist better able to addressthe evolving needs of the banking industry.

    Oracle and i-flex possess signed a memorandum of understandingto align product development, sales, marketing and services activities effectiveupon completion of the transaction. Oracle and i-flex will establish aninter-company committee consisting of senior executives from both companies,across key functional areas, to provide oversight of the strategy and executionof the relationship. They blueprint to develop a joint roadmap for a comprehensive nextgeneration solution based on open standards. By aligning with Oracle, i-flexwill subsist able to draw on Oracle global infrastructure, resources and brand. Thecompanies blueprint to toil together to provide a seamless physiognomy to the customer forprofessional services and support.

    Is there any cross selling? How does the company blueprint toaddress the market for the i-flex product suite? As the market has further opened up for us with the acquisition, there willbe obvious cross selling. As of now 90% of their customers are already on Oracle.We will possess synergies on technology for their products. The services, which werebeing outsourced by Oracle will now subsist taken imbue of by i-flex.

    i-flex will continue to deliver enhancements to everyone itsproducts for existing and new customers. Investments that customers possess made ini-flex will subsist preserved and grow in value, given the complementarities ofOracle and i-flex products. The two companies will subsist investing jointly with anintegrated product roadmap that is optimized for the Oracle Fusioninfrastructure using open standards.

    i-flex will subsist able to fully draw on Oracle’s globalinfrastructure, resources and support and better its competitive edge andmarket visibility. Both companies will profit through access to an expandedfootprint within the banking industry. Also, the Service Oriented Architecture (SOA)for next generation solutions will allow for seamless integration with partnersolutions. Where Flexcube is based on Oracle it will subsist simple to pitch for ERPand other data warehousing tools.

    What is the combined Oracle and i-flex product roadmap? After the transaction closes, Oracle and i-flex will toil together todevelop a comprehensive solution roadmap that combines the footprints of bothcompanies into the integrated applications and infrastructure offering in thebanking industry.

    The plans include tight, seamless integration of Oracle and i-flexproducts, to subsist based on industry standards such as Java and SOA framework.Optimize for the standards-based Fusion platform and deliver framework forintegration with partner solutions

    Will i-flex continue to develop solutions on platforms anddatabases other than Oracle’s?i-flex will continue to support its technology partners and maintain productdevelopment on non-Oracle technology platforms to serve customer needs.

    Will banking subsist a focus for Oracle in the long term andwill it continue to develop products for the banking and monetary servicesindustries in the future? The monetary services industry is a strategic focus for Oracle and willcontinue to subsist in the long term. This is solidified through the substantialinvestment that Oracle has made in i-flex and the close alignment of ourstrategies going forward.

    They will continue to develop cross-industry products thathave specific functional capabilities for the banking and monetary servicesindustries. However, Oracle’s products will remain very complementary andtightly integrated with what i-flex provides, to ensure they possess the mostcomprehensive end-to-end solution for the monetary industry.

    i-flex has been acquiring companies to give theirportfolio an edge over other players in the market. Will you continue with thisstrategy?

    The B&A (build & add modules) strategy is an integralpart of i-flex. They believe that as a products company-with in-depth domainknowledge of the monetary industry-our value proposition should subsist inproviding end-to-end solution in the entire domain space. i-flex develops andsupports a suite of applications for core banking, analytics; and the productsuite and services includes Flexcube a complete universal banking solution;Reveleus, an advanced analytics and information management solution; Daybreak anenterprise-wide loan processing suite; Primesourcing, their arm for value-addedcustom software development, technology deployment and management, process andquality management, and technology and business consulting; and business ProcessOutsourcing (BPO).

    For us the inorganic growth is a strategy to impact the topline. They are now looking at front line, treasury applications, insurance and fewothers to subsist added to the portfolio.

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