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000-M602 IBM Banking Industry Solutions Sales(R) Mastery Test v1

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000-M602 exam Dumps Source : IBM Banking Industry Solutions Sales(R) Mastery Test v1

Test Code : 000-M602
Test title : IBM Banking Industry Solutions Sales(R) Mastery Test v1
Vendor title : IBM
: 30 existent Questions

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IBM IBM Banking Industry Solutions

Japan's Fukui pecuniary institution strikes to IBM Cloud to transform the manner it Does enterprise | killexams.com existent Questions and Pass4sure dumps

IBM Cloud Migration manufacturing unit will assist Fukui migrate vital know-how greater straight away and successfully

ARMONK, N.Y., April 18, 2019 /PRNewswire/ -- IBM services (NYSE: IBM) announced an settlement with Japan-primarily based Fukui bank emigrate its disbursed processing system to IBM Cloud to advocate pressure operational transformation to address consumer needs, and assist the pecuniary institution extend its initiative to assist endemic community building.

IBM enterprise brand. (PRNewsfoto/IBM)

more

Banks are presently confronted with shifting buyer behaviors and expectations in areas enjoy true-time banking, cellular services, and entry to complete fiscal information. As customer preferences turn into extra personalised, it's vital for each and every employee to respond for this reason, privilege now respond to adjustments, and supply immoderate exceptional digital client provider. Fukui pecuniary institution is too driving its transformation to align with alterations in its managerial atmosphere, which requires a greater bendy IT atmosphere that additionally bolster the pecuniary institution's operational safety.

IBM Cloud gives a framework that permits purposes in a virtual infrastructure ambiance to be migrated as is, with the goal to assist Fukui pecuniary institution construct a cloud environment privilege away.

As Fukui pecuniary institution continues to circulation records, applications and linked capabilities from its current infrastructure to the cloud, it is using IBM Cloud Migration manufacturing facility to grasp a multi-pronged approach to re-host, re-platform, re-architect, and modernize its infrastructure. through the exercise of IBM Cloud Migration factory with automation and other equipment, the bank is calling to in the reduction of migration expenses and time.

The bank plans to delivery operation on IBM Cloud within the first half of this 12 months.

anyway its core banking gadget, Fukui pecuniary institution uses a few hundred other distributed programs which believe been constructed by its headquarters and quite a lot of divisions for their individual operations.

The pecuniary institution is adopting IBM Cloud to hasten its disbursed processing methods and plans to migrate these mission-critical workloads the usage of IBM Cloud for VMware solutions. With IBM Cloud for VMware solutions, Fukui bank can promptly migrate to the cloud without needing to alternate existing tools or processes and retain the identical level of manage, protection and contours. The pecuniary institution can additionally construct a totally endemic subsequent-technology virtual infrastructure atmosphere on IBM Cloud, which means future cloud usage, equivalent to hybrid cloud adoption, will too be greater conveniently carried out.

IBM and Fukui pecuniary institution signed this transaction in q4, 2018.

Media Contact

Conor GoldenIBM Media Relationscgolden@us.ibm.com845-323-6682

View habitual content material to down load multimedia:http://www.prnewswire.com/news-releases/japans-fukui-financial institution-moves-to-ibm-cloud-to-radically change-the-method-it-does-business-300834627.html


Can IBM's World Wire be The acknowledge To Cryptocurrency funds Or can they necessity greater options? | killexams.com existent Questions and Pass4sure dumps

If cryptocurrencies were the flavour of 2017, and 2019 is utter about commerce blockchain utilization, then it's too critical to word the reticent amalgamation of these two that has been bubbling below: the institutionalised move-border blockchain payment answer.

every person knows that certainly one of Bitcoin’s most colossal belongings is its without borders nature and that it will too be used as a pass-border payment solution. besides the fact that children, the decentralized nature of Bitcoin has hamstrung its common adoption a bit of, and a brace of groups believe consequently noticed a spot within the natural market.

First, there turned into Ripple, one among most efficient three blockchain-first companies that turned into these days named in the Forbes Blockchain 50 record, that has made its mandate to colleague with huge and institutionalised pecuniary institutions and banks. Ripple has, as of January this 12 months, introduced over 200 partnerships with well widely used monetary institutions to offer go-border cost options.

Ripple, as a blockchain-first startup, was utter the time in danger of being usurped with the aid of well-liked and strong names coming in to filch its market. Some correspond with this has already came about. JP Morgan Chase this year additionally introduced its own blockchain-based mostly move-border cost solution test, the JPM Coin.

The competitive battle for a viable and viable acknowledge has continued as blockchain backer IBM has additionally gain forward with their personal solution, the Blockchain World Wire. IBM already has a considerable stake in the burgeoning blockchain market with Hyperledger material the most-used in the Forbes Blockchain 50 list, accounting for 26.

So, the race is on to deliver a go-border blockchain fee solution, however are these commerce businesses lacking the stamp a bit of, and even missing their key market fully? Many companies and corporations may behold the cost in the usage of IBM’s answer, while the man on the street, who is bored stiff with the typical monetary device, might possibly be extra inclined to exercise decentralised alternatives enjoy Bitcoin.

but the state is the workable, handy to invent exercise of, consumer-friendly preference that makes cryptocurrencies and their fade brink skills accessible for all?

professionals and Cons

searching down the line of Ripple, JPM Coin, and World Wire, they are able to behold at once that these move-border payments are utter vying for the same market. Ripple wants to be the go-to for banks, JPM coin is born of a bank, and even the district Wire acknowledge has functions predominantly for fiscal and enterprise associations.

None of these options are designed for the different aspect of the market; the patrons and the individuals who want to be able to profit on the effectivity and affordability of sending funds across borders throughout the blockchain.

Now, many here will snarl Bitcoin, and different cryptocurrencies, fill this district of interest; they're tools for the individuals and reputed to aid folks that want to work outdoor of the ordinary pecuniary regime. but, it should too be remembered that cryptocurrency adoption is nowhere immediate vast ample to gain essential mass.

It capacity that on the one end, the state JPM Coin and World Wire find themselves, there are efficient ties to the natural banking systems and the stitch features that brings - in terms of forms, legacy and absence of innovation. Then, nevertheless, there's the decentralised cryptocurrency sphere which nevertheless has a huge ‘Wild West’ acceptance, this leaves an huge market stranded in the core.

“The greatest barrier for some thing enjoy World Wire to fetch off the ground is the ordinary banking gadget and its resistance to innovation,” explains Elizabeth White of The White business, a company attempting to provide cryptocurrency options that enchantment to both consumers and groups.

“large intentional banks were the usage of methods enjoy SWIFT for decades and believe total ‘wire departments’ dedicated to processing transactions. while blockchain would significantly modernize, automate, relaxed and velocity up the entire system, it will require retraining and transforming a bank's complete operations to implement,” White observed.

“IBM is the exercise of World Wire to compete with SWIFT for eccentric pecuniary institution transfers. while the device has a lot of talents and has a staunch probability of supplanting SWIFT; individuals or agencies can not exercise World Wire, so they would quiet believe to fade throughout the regular banking process to ship international funds.”

“for many banks, relocating to XRP, JPM Coin, or World Wire just isn't value it as a result of their consumers are not yet demanding the pace and affordable of blockchain transactions, and truly banks are making lots of earnings on wire fees and so on.”

“there's too some foreboding amongst many banking gurus about the exercise of ‘blockchain’ as a result of unfortunately there are fairly just a few that nonetheless don't consider the know-how and may even associate blockchain with funds laundering, fully missing the huge anti-fraud prevention advantages of allotted ledger.”

A hybrid equipment

The evolution of the cryptocurrency district has been necessitated because of its turbulent and tumultuous past. It started as this magical web funds that could disrupt each sector imaginable and caught the creativeness of swaths of individuals, but it additionally opened the doors for fraudsters, scammers, and speculators.

The backlash has been a plenty greater managed, regulated and measured strategy into 2019. This has opened another door for the enterprise organizations and critical associations to grasp part, however these polarised aspects believe left a big cavity open within the core.

It is that this seat ground of ‘no-coiners’ that stay, ready to be roped in... perhaps when the privilege system comes along, and that gadget is a potentially combination of both sides they now believe now.

White, and the White company, accept as staunch with they are on the reform tune to gain this left over target market as they are proposing stability and protection of principal monetary associations thanks to offering issues enjoy coverage from a tremendous UK pecuniary institution Lloyds, in addition to utilising a blockchain, Stellar, which is too backed by means of IBM.

but, they additionally believe that the providing of a simple to invent exercise of and consumer-friendly front conclusion, with a sturdy coin, and opportunities to exchange other cryptos, will assist entice much more clients.

“Our payments platform, as an example, is built on Stellar, which is a committed funds protocol supported by route of IBM, Deloitte, Stripe and others, and is concentrated on optimizing hasten and effectivity of payments,” provides White.

whether it is to be looked at throughout a spectrum - decentralised cryptocurrencies on one end, commercial enterprise cross-border blockchain options on the other - a core floor needs to be constructed and dependent. clients necessity the protection of banks and fiscal institutions, without the paperwork and legacy associated with it.

A route to the longer term

it's fairly agreeable that blockchain tokens, digital belongings, cryptocurrencies, or whatever sort of label lands on them, are the future. however that future continues to be being laid out by route of the economic giants, as neatly as the decentralised communities.

There does however deserve to be a core-out extend which will advocate entice the mammoth majority of users into this new and in the main misunderstood area. If the firms are looking for themselves and other huge groups, and the cryptocurrencies are being used with the aid of these in the understand, where is the ‘iPhone second’ that turns cryptos onto the mainstream?


IBM Blockchain World Wire: transforming into competition in payments | killexams.com existent Questions and Pass4sure dumps

closing year October I wrote a blog about IBM’s World Wire venture. In that month they introduced to gain back to the market with a world blockchain community for go-border funds and eccentric alternate for regulated economic enterprises using digital property. but at the moment it became no longer yet equipped for construction.

A month ago the difficult has introduced that World Wire has been sent into restricted creation. according to IBM “here's the primary blockchain-primarily based network that integrates fee messaging, clearing, and settlement on a lone network”.  the realm Wire community will assist instantaneous eccentric alternate fee and settlement in areas in additional than 70 nations, helping immediate to 50 currencies and 45 banking endpoints.

this could basically lead to becoming competitors in the funds business. may quiet What may that hint for associations enjoy Ripple and SWIFT?

Why is World Wire needed?

however at the beginning, why is World Wire vital? And other blockchain solutions? international cash transfers specially remittances invent up a crucial fragment of the world pecuniary system. according to the realm pecuniary institution, migrants internationally sent an estimated $574 billion to household in their domestic countries in 2016.

latest world fee programs despite the fact aren't ample sufficient for the immoderate number of transactions that are going on the world over. at the present time banks believe to fade through inefficient techniques involving many intermediaries for both the clearing and settlement to conclude these transactions. Sending money throughout borders nowadays is because of this a time-consuming and dear manner.

what is World Wire?

On March 18, IBM introduced the launch of IBM World Wire, a worldwide network for regulated economic associations to concurrently pellucid and settle go-border funds in staunch time. First unveiled remaining yr October, World Wire now has entered the creation stage.

“We’ve created a new class of cost network designed to hasten up remittances and seriously change go-border payments to facilitate the current of funds in countries that want it most.” “by using creating a community where economic associations assist varied digital belongings, they are expecting to spur innovation and extend pecuniary inclusion international.” Marie Wieck, typical manager, IBM Blockchain.

The platform is designed for hasty and light go-border funds, eccentric change, and remittances, thereby integrating cost messaging, clearing, and condense on a single, unified network. The purpose of the IBM worldwide Wire cost gadget is to remove the function of banking intermediaries to eccentric fee options, thereby reducing the permeate and at the same time the transaction velocity.

“World Wire’s novelty in the blockchain house involving settlements is that payment messaging and instructions for settlements can ensue in real-time. therefore using utter styles of efficiencies into the technique in particular since you’re doing issues on one network, i.e. reconciling information and post fact isn’t essential.” Jesse Lund, VP Blockchain and Digital Currencies IBM

The platform is developed on the open-source Stellar’s blockchain community. This operates because the backbone of their permeate solution, enabling cross-border cost settlements in immediate actual time the usage of digital property as a bridge forex. It is asserted that the settlements may too be finished in five to 10 seconds.

How does World Wire works?

World Wire functions as a network company for eccentric funds. This makes it viable for aspect-to-factor funds transfers as a substitute of the complexity of prevalent cross brink funds with their host of intermediaries.

World Wire is a community of world fiscal associations the state each and every act as a gateway. funds, or price, in this case, flows out and in of the network via these gateways. due to this fact, no new infrastructure has to be install by means of banks.

it is a simple and configuration-able acknowledge that can combine with utter current payment techniques to “change expensive opacity with comparatively cheap transparency”.  pecuniary institutions can conveniently connect with IBM’s World Wire in the course of the supplied APIs and transmogrify fiat forex into digital tokens. World Wire can assist funds of any size to any destination on earth in a number of asset types.

it works through the exercise of a stablecoin or other digital property as a bridge between any two fiat currencies being transferred. pecuniary institutions who're transacting with each other on World Wire will correspond on using the facilitating forex - stablecoin or a crucial pecuniary institution backed digital currency. with the aid of doing this, the digital asset is capable of facilitate the transaction between both banking institutions and substances them with vital agreement instructions and assistance.

the world Wire agreement platform finally concurrently converts the digital asset into the second fiat forex, with the goal to finished the transaction. utter transactions are then recorded onto an immutable blockchain to permit for the clearing of the transaction.

Stellar ProtocolWorld Wire is the usage of the Stellar protocol, that does serve because the engine powering Blockchain World Wire, to fiat forex transfers, enabling pass-border funds and contract. The Stellar protocol is an open-source, decentralized protocol for digital currency to fiat currency transfers, that makes exercise of its own cryptocurrency, Stellar Lumens (XLM).

“Stellar emerged fairly clearly, because it supplied the scalability they obligatory to aid the transaction volumes they were taking a inspect at, which is thousands of transactions per second.” Jesse Lund.

The Stellar protocol presents pellucid merits in terms of using blockchain expertise to facilitate pass brink payments during the World Wire community, so as to serve as the as a network provider for eccentric funds.

Digital AssetsIBM World Wire community has been designed to enable transactions between a lot of cryptocurrencies and digital property, thereby including believe, simplicity and effectivity to the funds trade. These digital property are serving as an “agreed-upon store of cost” for events to transact in and thrifty time, fees and inefficiencies, that means dollars can too be transferred at a fraction of the permeate and time of common correspondent banking.

at first the district Wire community will exercise Stellar Lumens (XLM), and the united states dollar linked stablecoin as the fundamental bridge eccentric money for settling payment-connected transactions. stable cash should quiet be considered as a subset of cryptocurrency that believe a value rigidly tied to a countrywide currency.

“The sturdy coin we’ve at the moment gain to market with is a USD-backed telling coin, which is the least difficult to exercise by means of default. abide in mind, this network is designed for fade brink payments, the state overseas change must be an inherent a fragment of the ability. Most FX actions around the globe are likely to cost during the US dollar, so it’s herbal that the highest exact for members on the network are inclined to settle in US greenbacks.” Jesse Lund

World Wire World Wire thereby takes an “open strategy” in identifying digital assets which act as agreement contraptions. they'll too permit clients to exercise Bitcoin, stablecoins, and even Ripple’s personal XRP. Six banks believe already introduced the upcoming introduction of their personal stablecoin on the IBM blockchain. more banks will finally create their personal stablecoin depending upon customer demand.

“IBM Blockchain World Wire may aid other cryptos however is only assisting lumens for the moment as a result of fiscal associations are detain with the aid of the volatility of cryptocurrencies. It intends so as to add extra digital belongings in line with client exact and contributors on the community." Jesse Lund

Set of APIsFinancial institutions will nonetheless be in a position to exercise their latest fee systems. pecuniary capabilities organizations that wish to connect into IBM's Blockchain World Wire would be the exercise of a collection of APIs to combine with legacy processing systems. They may be seamlessly related to World Wire’s APIs to enable the device to transform the first fiat eccentric money into a digital asset.

"Integration would grasp from a brace of days to a few weeks according to the complexity of what they wish to execute with the device." Stanley Yong, CTO and international Lead for crucial pecuniary institution Digital forex IBM

All traffic and messaging going across the community is encrypted. IBM tis thereby  featuring safeguards for encryption keys, which are what signify strong coin and cryptocurrency on a blockchain community, by using including on-line storage by itself servers.

"The keys are kept in a route inaccessible to us directly, but it surely's on hardware and they believe backups of the hardware." Stanley Yong

NetworkIBM hopes to cover a considerable a fragment of the district with their around the world community features. at the moment the realm Wire network will guide instantaneous international change permeate and agreement in locations in more than 70 nations, helping near 50 currencies and 45 banking endpoints.

“we're convening a brand new network in seventy two countries in order to advocate pay-in and payout recess elements in forty eight currencies. Their goal is to provide world coverage to assist as many fiat currencies as possible. They hope utter money is touching digitally. We’ve received letters of intent with a brace of banks world wide to aid and concern digital currencies, stablecoins and other currencies.” Jesse Lund, head of IBM Blockchain

IBM is ‘actively growing to be the community with additional economic associations globally’. in the subsequent three years IBM seeks to expand worldwide to invent quickly and affordable transactions “anywhere on this planet”. These numbers are anticipated to develop as IBM is working with regulators in a big number of nations to bring the platform on-line of their jurisdiction.

PartnersIBM's blockchain-primarily based precise-time international funds community has started to rollout, with a few banks additionally committing to concern their own dependable cash on the platform. Pending regulatory approvals and other studies, six eccentric banks, together with Banco Bradesco (Brazil), pecuniary institution Busan (South Korea), and Rizal commerce Banking organization (RCBC) (Philippines) believe utter signed letters of intent to situation their own fiat backed tokens or strong coins on the world Wire network. This might too add Euro, Indonesian Rupiah, Philippine Peso, Korean won and Brazilian staunch solid cash to the district Wire community.

World Wire is in negotiations with greater fiscal associations that are looking to ordeal the blockchain-primarily based fee device.  As “local rules proceed to e bespeak activation for the realm Wire community”, additional fiscal associations throughout the globe believe expressed activity in becoming a member of. IBM stated it is going to continue to extend the ecosystem of settlement property in response to customer demand.

"RCBC is joyful to be an early innovator with plans to problem their own Peso dependable coin on World Wire, pending final approval from their regulators." "We're focused on innovation that provides cost for their clients, and World Wire items an critical probability to transform and boost their permeate infrastructure." Emmanuel Narciso, RCBC's group head for international Transaction Banking.

What might World Wire deliver for monetary associations?

a few banks and other regulated economic institutions believe expressed their hobby in becoming a member of World Wire because of the advantages the community may offer to those sending money throughout borders.

IBM World Wire has the means to fully disrupt the present banking permeate gadget. The platform might revolutionize several features of the understanding of cross brink cash transfers and for instantaneous agreement. It could develop into a massive oblige in readily eliminating the necessity for banking intermediaries to execute the manner of cost transactions, thereby lowering the cost and at the equal time the transaction velocity.

World Wire is said to supply much quicker fee processing than the generic payment gadget because of its simultaneous clearing and agreement aspects. condense time can be reduced to seconds via transmitting fiscal cost in the benign of digital property akin to  solid coins.

"Clearing and agreement would be near-true time, so corporations would be in a position to access dollars paid during the equipment instantly." James Wester, research director for IDC's worldwide Blockchain recommendations

IBM Blockchain World Wire will assist pecuniary institutions enrich the services they deliver to their buyers via optimizing and accelerating eccentric trade, cross brink payments and remittances.

“With IBM Blockchain World Wire, clearing and condense with finality occurs in near actual-time. The acknowledge uses digital property to settle transactions — serving as an agreed-upon shop of cost exchanged between events — in addition to integrating permeate guide messages. it utter skill money can now be transferred at a fraction of the permeate and time of habitual correspondent banking.” IBM

“The dispensed ledger know-how on which World Wire is based allows verified contributors to transact brazenly, cutting back hazards and the expenses associated with mitigating fraud, and would most likely be offered at a competitive cost to be workable." James Wester

The blockchain community will too allow wholesale avid gamers corresponding to banks and market makers to achieve overseas exchange condense of batch pecuniary transactions; that presents a long route bigger value, but diminish volume traffic in comparison with retail remittance.

"We execute are expecting to behold from 10% and 20% stamp downs in operational liquidity administration and probably more than a 50% discount in typical transaction cost." "but it's speculative as a result of the nascent nature of this network; it may well be extra or fairly much less." Stanley Yong

 

IBM World Wire: rival for Ripple and SWIFT?

IBM World Wire community is declared to turn into a serious rival for other cost platforms akin to SWIFT, the platform that is used via lots of of banks and other permeate associations,  and an immediate competitor to Ripple’s xRapid platform.

IBM World Wire versus SWIFTBoth World Wire and Ripple are fishing within the same pool, notably with SWIFT as their main goal, trying to attract banks from the habitual SWIFT community. both were launched to compete and eventually invent an conclusion to these historic world networks with their big variety of intermediaries in the slither brink payments world, especially those involving dissimilar currencies. This by means of creating decentralised options.

“the realm has been the usage of the same network to system economic transactions for 50 years. And in spite of the fact that globalization has changed the area, permeate prices and other fiscal obstacles continue to be the equal. but now there’s a brand new approach to circulation money.” Lund

It is not remarkable that the first goal of IBM’s World Wire is SWIFT, that has existed for therefore long and has many banks in its community, but which these days execute not emerge to be able to offer quickly and affordable transactions.  In World Wire cash transfers will fade without detain from one economic functions difficult to yet another, thereby rushing execution.

SWIFT can't beat the blockchain know-how which World Wire will function and Ripple already operates and that's a lot extra superior, low in cost and efficient than what SWIFT has. This in spite of the fact that their contemporary upgrading of their fee messaging system. Above that SWIFT is not a settlement acknowledge at all.

IBM World Wire versus RippleThe 2nd target is Ripple. From the climb Ripple, one of the most pioneers if digital international payments, has obviously and openly expressed their goal to substitute SWIFT because the world leader in cross-border funds. the world Wire initiative is expected to be in direct competitors to Ripple’s xCurrent and xRapid go-border permeate options.

SimilaritiesWhen evaluating World Wire and Ripple they will behold a few similarities between the two options. each are  the usage of disbursed ledger, in line with the identical blockchain technology to system transactions. They thereby goal to surpass intermediaries.

they are thereby the exercise of totally efficient cost protocols, which believe relatively an identical codes. despite the fact Stellar up-to-date the codes to accommodate their goal market improved. furthermore, both of them even believe private nodes and don’t enable mining.

the world Wire’s advantages, are essentially identical to those of Ripple’s xCurrent and xRapid choices: near-instant transactions, complete transparency and thorough transaction monitoring, low clearing fees, and compatibility with any eccentric money or asset type.

DifferencesDespite the numerous similarities that each networks have, there are too a few colossal changes between both. they are in fact finished distinctive entities, with differing governing principles, core philosophy and commerce approach.

The target markets they goal to cover are not utter of the identical. World Wire is above utter focused on the remittances market, whereas Ripple has a extra generally payments base as its goal.

Ripple facilitates payments for economic associations using XRP. xRapid makes exercise of XRP coins as a liquidity instrument for its own edition of changing fiat currency to digital property.  World Wire nevertheless will exercise a lot of digital assets, cryptocurrencies and side cash. 

The IBM World Wire should quiet be in basic terms viewed as a facilitator, as a permeate agreement platform. Its role is restricted to structure the requisite infrastructure.

Ripple quiet ahead

So, should quiet Ripple and World Wire in fact be considered as head-to-head competitors? Ripple has the handicap of being the primary-mover. they've been within the blockchain trade already for a while. And BM World Wire nevertheless remains within the construction part.

thus far Ripple has been forward in the provision of remittance services within the cryptocurrency industry with XRP as its token to deliver liquidity to settle move-border payments. Ripple has been the place-to-go for slither brink funds within the blockchain world. The commerce has already an established client base, that is not likely to be taken away very quickly.

Ripple has already a complete network of banks that believe joined and that they believe a big number of different tasks. Agreements believe already been signed greater than 200 banks and economic institutions.

an additional aspect that argues for Ripple is that the district Wire solution does not resolve the centralisation concern. while Ripple is a decentralised solution, themselves because the principal operator of the Stellar based solemnize Wire community, signification it approves utter validators and for this understanding controls the transactions. identical to SWIFT and other average payments networks IBM is positioning

it is additionally questionable if utter these banks in be aware Wire may be prepared to create their own digital eccentric money or problem their own strong cash. This might add complexity to the device. A centralised US dollar backed strong coin isn't the solution and can't be a fragment of global pools of liquidity that anyone can invent a contribution to and draw off of. Mass adoption asks for a “common bridge asset that is geopolitically neutral”.

however the combat should be lengthy and tough

With the coming of IBM World Wire the combat for the route forward for funds is barely getting begun. Ripple may additionally nonetheless look to be ahead during this play so far. IBM World Wire however has respectable cards in their palms to powerly problem Ripple, however especially SWIFT.

competitors is healthy, and getting ordinary fiscal associations on the blockchain and cryptocurrency school is a telling aspect in the long haul. they are nevertheless an extended means from getting an organization reply on which acknowledge will dominate the route forward for the global payments business. as long as there is not any ample adoption of blockchain within the funds world it will remain guessing: World Wire, Ripple or each. Or an extra answer!.

as a result of the competitive nature of their ventures, or not it's likely they're going to nevertheless be competing for years to return. what's bound: the battle can be lengthy and hard.

by the way, it is fabulous – or is it only a coincidence ? – that both IBM, Ripple and SWIFT lately joined the eccentric association of trusted Blockchain functions (INATBA), that become launched on 10 April in Brussels. This new blockchain affiliation aims to promote adoption of the know-how throughout the ecu.


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St. Petersburg state University Wins Prestigious IBM-Sponsored "Battle of the Brains" | killexams.com existent questions and Pass4sure dumps

EKATERINBURG, Russia, June 25, 2014 /PRNewswire/ -- Three students from St. Petersburg state University have emerged as World Champions of the 38th Annual World Finals of the ACM International Collegiate Programming Contest (ICPC) sponsored by IBM (NYSE: IBM).  Headquartered at Baylor University and known as the Battle of the Brains, the world's oldest and most prestigious programming competition challenged 122 university teams to decipher knotty real-world problems under a strict five hour deadline. 

Hosted by Ural Federal University, the event activities exposed students to key emerging industry trends, such as cognitive computing and IBM's Watson. One of the most significant innovations in IBM's history, Watson is revolutionary in its capacity to interact in natural language, process vast and disparate forms of ample data and learn from each interaction. Exploring Watson's capabilities was a unique occasion for the contest participants.

In a test of teamwork, hasten and skill, the contest challenged students to decipher the most computer programming problems in the least amount of time. Demonstrating the elite talent of its team members, St. Petersburg state University successfully solved seven problems in five hours. The World Champions recur home with "The World's Smartest Trophy," as well as awards and offers of employment or internships with IBM and other leaders of the IT industry.

"As a leading technology company, IBM recognizes the moment of providing opportunities for students from around the world to determine and embrace the latest technological innovations," said Alain Azagury, Director of IBM Software Group Technical Strategy, Member of IBM Academy of Technology and Sponsorship Executive of the ACM-ICPC. "The ACM-ICPC assembles the world's best computing students and challenges them with scenarios of existent world issues. They believe these students are the future leaders of their territory and are committed to nurturing their evolution as they conclude their studies and prepare to enter the global workforce. They hope some of these remarkable problem solvers will contribute to helping us build a smarter, more efficient planet."

In addition to the contest, participants had the occasion to explore some of the technologies made in IBM's Research and evolution Labs and network with world-leading technology experts. The occasion for students to determine Ekaterinburg, a vibrant city straddling the European and Asian continents, and interact with peers from around the world completed this once-in-a-lifetime experience. 

"The ACM-ICPC is a wonderful occasion for students from around the world to gain together, collaborate, and exchange different views and experiences," said Dr. Bill Poucher, ICPC Executive Director and Baylor University Professor. "I am excited to behold what these students will execute with the mastery they've gained from this contest and from each other as they continue their academic and professional pursuits as ACM members." 

A live broadcast of the contest, facilitated by SKB Kontur, aired on ICPCLive.com. 

Moscow state University, Peking University and National Taiwan University finished the competition in second, third and fourth places, utter earning the coveted gold medals. The regional champions are New York University (North America Region); St. Petersburg state University (Europe Region); Alexandria University – Faculty of Engineering (Africa and the Middle East Region); Instituto Militar de Engenharia (Latin America Region); Peking University (Asia Region); and University of New South Wales (South Pacific Region).

This year's top twelve teams that received medals are:

  • St. Petersburg state University (Gold, World Champion)
  • Moscow state University (Gold, 2nd Place)
  • Peking University (Gold, 3rd Place)
  • National Taiwan University (Gold, 4th Place)
  • University of Warsaw (Silver, 5th Place)
  • Shanghai Jiao Tong University (Silver, 6th Place)
  • The University of Tokyo (Silver, 7th Place)
  • University of Zagreb (Silver, 8th Place)
  • St. Petersburg National Research University of IT, Mechanics and Optics (Bronze, 9th Place)
  • National Research University Higher School of Economics (Bronze, 10th Place)
  • Tsinghua University (Bronze, 11th Place)
  • Comenius University (Bronze, 12th Place)
  • The 122 teams that competed in the World Finals emerged from local and regional ICPC competitions held this past fall. Initially, selection took state from a territory of more than 300,000 students in computing disciplines worldwide. A record number of students advanced to the regional level, as 32,043 contestants from 2,286 universities in 94 countries on six continents competed at more than 300 sites, utter with the goal of earning one of the coveted 122 invitations to Russia.

    About the ACM-ICPC Headquartered at Baylor University, the ACM-ICPC is a global competition among the world's university students, nurturing new generations of talent in the science and knack of information technology. For more information about the ACM-ICPC, including downloadable tall resolution photographs and videos, the complete World Finals roster and final standings, visit ICPC headquarters and ICPCNews. Additional information can be create via the "Battle of the Brains" podcast series. For IBM's insights, visit the company's University Relations page. result the contest on Twitter @BrainBattleICPC and @ICPCNews, #ICPC2014. 

    About IBMIBM is the world's largest information technology and service provider. IBM invests in tall commerce values and strategic markets such as ample data analytics, cloud computing and cognitive computing. Made with IBM, these capabilities address the needs of clients and the society. IBM software engineers around the globe work to decipher real-world commerce issues for clients in more than 170 countries. IBM provides industry solutions in areas such as health care, finance, smarter commerce, smarter cities, energy, utility, communications, public service, transportation, manufacturing, and many others.  For more information, visit www.ibm.com/software.

    About ACM ACM, the Association for Computing Machinery, is the world's largest educational and scientific computing society, uniting computing educators, researchers and professionals to inspire dialogue, participate resources and address the field's challenges. ACM strengthens the computing profession's collective voice through strong leadership, promotion of the highest standards, and recognition of technical excellence. ACM supports the professional growth of its members by providing opportunities for life-long learning, career development, and professional networking.

    About Ural Federal University  Ural Federal University is one of the leading research institutions in Russia, focusing on economics, convivial sciences, humanities, natural sciences and mathematics. Since 2008 it bears the title of its former student, Boris Yeltsin, who in 1991 was elected the first president of the Russian Federation. The university has 18 departments which offer over 120 bachelor's and 80 master's programs. The university's enrollment is over 45,000 students, including more than 6,000 students studying information technologies and computer science. As the host of the 2014 ACM-ICPC World Finals, Ural Federal University becomes the second Russian university to host the contest, following St. Petersburg National Research University of Information Technologies, Mechanics and Optics (ITMO), the 2013 host.

    About SKB Kontur SKB Kontur is one of the largest software developers in Russia. The company is a well-known leader in the sphere of software for EDI, technologies for accounting and commerce administration automation. Founded more than a quarter of a century ago, SKB Kontur continues to grow dynamically. tall growth rates are based on innovations developed through its big R&D department. The company's new products are differentiated by original and simple solutions that exercise unique technologies. Of particular note, 13 ACM-ICPC Ural finalists work at SKB Kontur.

    Media Contact:  Rebecca Masterbone  For the International Collegiate Programming Contest (ICPC) Tierney  (215) 790-4385rmasterbone@tierneyagency.com 

    SOURCE ICPC


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    AMD Reports 2016 First Quarter Results | killexams.com existent questions and Pass4sure dumps

    SUNNYVALE, Calif., April 22 — AMD (NASDAQ: AMD) has announced revenue for the first quarter of 2016 of $832 million, operating loss of $68 million, and net loss of $109 million, or $0.14 per share. Non-GAAP operating loss was $55 million and non-GAAP net loss was $96 million, or $0.12 per share.

    “Our strategy to build a strong commerce foundation and help pecuniary performance through delivering noteworthy products is climb to exhibit benefits,” said Lisa Su, AMD president and CEO. “We continued to strengthen the performance of their Computing and Graphics commerce as their customers and partners exhibit a growing preference for AMD. They are optimistic about their growth prospects in the second half of the year across their businesses based on new product introductions and design wins.”

    Q1 2016 Results

  • Q1 2016 was a 13-week fiscal quarter.
  • Revenue of $832 million, down 13 percent sequentially and down 19 percent year-over-year. The sequential diminish was primarily due to lower sales of semi-custom SoCs. The year-over-year decline was primarily due to lower sales of semi-custom SoCs and client notebook processors.
  • Gross margin of 32 percent, up 2 percentage points sequentially, due primarily to a richer product merge and the merge of revenue between commerce segments.
  • Operating expenses of $344 million, compared to $332 million for the prior quarter. Non-GAAP operating expenses of $332 million, compared to non-GAAP operating expenses of $323 million in Q4 2015, primarily due to increased R&D expenses related to new products, partially offset by lower SG&A expenses.
  • Operating loss of $68 million, compared to an operating loss of $49 million for the prior quarter. Non-GAAP operating loss of $55 million, compared to non-GAAP operating loss of $39 million in Q4 2015, primarily due to lower sales.
  • Net loss of $109 million, loss per participate of $0.14, and non-GAAP net loss of $96 million, non-GAAP loss per participate of $0.12, compared to a net loss of $102 million, loss per participate of $0.13 and non-GAAP net loss of $79 million, non-GAAP loss per participate of $0.10 in Q4 2015.
  • Cash and cash equivalents were $716 million at the recess of the quarter, down $69 million from the recess of the prior quarter, due to lower sales and higher debt interest payments, partially offset by $52 million of cash received related to their newly announced IP licensing agreement.
  • Total debt at the recess of the quarter was $2.24 billion, flat from the prior quarter.
  • Financial Segment Summary

  • Computing and Graphics segment revenue of $460 million decreased 2 percent sequentially and decreased 14 percent from Q1 2015. The sequential diminish was primarily due to decreased sales of client desktop processors and the year-over-year diminish was driven primarily by decreased sales of client notebook processors.
  • Operating loss was $70 million, compared with an operating loss of $99 million in Q4 2015 and an operating loss of $75 million in Q1 2015. The sequential improvement was primarily driven by lower operating expenses. The year-over-year improvement was primarily driven by lower operating expenses.
  • Client processor average selling cost (ASP) decreased sequentially driven by a lower desktop processor ASP and decreased year-over-year primarily due to a lower notebook processor ASP.
  • GPU ASP decreased sequentially driven by lower consumer GPU ASPs and increased year-over-year due to higher channel and professional graphics ASPs.
  • Enterprise, Embedded and Semi-Custom segment revenue of $372 million decreased 24 percent sequentially and 25 percent year-over-year. The decreases were primarily driven by lower sales of semi-custom SoCs.
  • Operating income was $16 million compared with $59 million in Q4 2015 and $45 million in Q1 2015. The sequential and year-over-year diminish was primarily due to lower sales and higher R&D expenses associated with new product investments, partially offset by a $7 million IP licensing gain.
  • All Other category operating loss was $14 million compared with operating losses of $9 million in Q4 2015 and $107 million in Q1 2015. The year-over-year diminish was primarily due to the absence of restructuring and other special charges associated with the exit from the dense server systems business.
  • IP Licensing Agreement and JV with THATIC

    AMD licensed high-performance processor and SoC technology to a newly-created JV it has formed with THATIC (Tianjin Haiguang Advanced Technology Investment Co., Ltd.) to develop SoCs tailored to the Chinese server market that will complement AMD’s own offerings. The $293 million licensing agreement is a meaningful step in AMD’s IP monetization strategy intended to accelerate the Company’s growth and better monetize its valuable assets. Payments are contingent upon the JV achieving inescapable milestones. AMD too expects to receive royalty payments from the JV’s future product sales.

    “Our new licensing agreement is a noteworthy specimen of leveraging their strong IP portfolio to accelerate the adoption of their technologies more broadly,” said Dr. Su. “The joint venture with THATIC provides AMD with a differentiated approach to assist gain participate in the fastest growing region of the server market.”

    Recent Highlights

  • AMD’s Assembly, Test, stamp and Pack (ATMP) JV transaction received approval from Nantong Fujitsu Microelectronics Co., Ltd. shareholders and the transaction remains on track to immediate in Q2 2016.
  • AMD momentum continued for its mobile client solutions and technologies, starting shipments of the 7th Generation AMD A-Series Processors (codenamed “Bristol Ridge”) and securing notable commercial and consumer design wins.
  • AMD 7th Generation APUs are equipped with advanced video, graphics performance, security and energy efficiency features and will first emerge in the HP envy x360, with other ultrathin notebook, convertible, and all-in one OEM designs planned to launch throughout the year.
  • AMD secured new HP notebook design wins and continued to expand in the commercial PC market with new large-scale enterprise deployments for its 6th Generation PRO A-Series mobile processors.
  • AMD launched new desktop component solutions, including the flagship AMD Wraith Cooler and its fastest APU ever, the AMD A10-7890K. Other new additions to the 2016 Desktop processor family comprise the new AMD A10-7870K and AMD A10-7860K APUs, and new AMD Athlon X4 880K and AMD Athlon X4 845 CPUs.
  • AMD disclosed its upcoming GPU architecture roadmap, including “Vega” featuring High Bandwidth reminiscence 2, which the company plans to result with the release of “Navi” which will be designed with scalability and next-generation memory.
  • AMD demonstrated its “Polaris” 10 and 11 next-generation GPUs, with Polaris 11 targeting the notebook market and “Polaris” 10 aimed at the mainstream desktop and high-end gaming notebook segment. “Polaris” architecture-based GPUs are expected to deliver a 2x performance per watt improvement over current generation products and are designed for intensive workloads including 4K video playback and virtual reality (VR).
  • AMD continued to expand its leadership position in VR, unveiling new technologies and collaborations across a variety of sectors, including gaming, education, and media.
  • AMD introduced the Radeon Pro Duo GPU, fragment of the world’s most powerful platform for VR designed for creating and consuming VR content. AMD’s Radeon Pro Duo GPU with its LiquidVR SDK is a platform aimed at most utter aspects of VR content creation: from entertainment to education, journalism, medicine, and cinema.
  • 20th Century Fox, New Regency, Ubisoft Motion Pictures, and VR evolution studio Practical Magic chose the AMD Radeon Pro Duo GPU featuring the AMD LiquidVR SDK to bring the upcoming ASSASSIN’S CREED movie VR experience to life.
  • Sulon Technologies announced the Sulon Q, the world’s only all-in-one, tether-free “wear and play” headset for VR, Augmented Reality (AR) and spatial computing — powered by the AMD FX-8800P processor.
  • AMD joined with The Associated Press to create a new VR experience channel to fuel next-generation journalism.
  • AMD announced it is helping colleges and universities create dedicated AMD Radeon graphics-equipped VR labs as Crytek’s exclusive technology colleague for the VR First initiative.
  • AMD released the Radeon Software Crimson Edition 16.3.2 Driver with advocate for the Oculus Rift SDK v1.3 — offering AMD’s most stable and compatible driver for developing VR experiences on the Rift to-date.
  • AMD demonstrated its continued dedication to enabling gamers and game developers with the best viable graphics experiences.
  • AMD further established its presence in the professional graphics market with the introduction of new technologies, design wins, and relationships.
  • For Q2 2016, AMD expects revenue to extend 15 percent, plus or minus 3 percent, sequentially.

    For additional details regarding AMD’s results and outlook delight behold the CFO commentary posted at quarterlyearnings.amd.com.

    About AMD 

    For more than 45 years, AMD has driven innovation in high-performance computing, graphics, and visualization technologies — the structure blocks for gaming, immersive platforms, and the datacenter. Hundreds of millions of consumers, leading Fortune 500 businesses, and cutting-edge scientific research facilities around the world faith on AMD technology daily to help how they live, work, and play. AMD employees around the world are focused on structure noteworthy products that push the boundaries of what is possible. For more information about how AMD is enabling today and inspiring tomorrow, visit the AMD (NASDAQ: AMD) website, blog, Facebook and Twitter pages.

    Source: AMD



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